Receive Income for Life
Charitable Gift Annuities
A charitable gift annuity will maintain, or even enhance, your financial well-being, while allowing you to make a significant gift to support NPCA's efforts to protect the national parks. NPCA’s Charitable Gift Annuity Program can provide you with:
- Regular, fixed payments for the rest of your life.
- Income tax deduction in the year your gift is made regardless of how long you will be receiving income.
- Income that is partially free of federal income tax for a period of time.
- A dependable income for your spouse or another person, if you wish.
- The ability to make a gift that you could not otherwise make to help NPCA protect the national parks for future generations.
Types of Annuities
NPCA offers a single-life charitable gift annuity, a joint-and-survivor charitable gift annuity (in which you can stipulate that someone else receive payments along with you), and a deferred charitable gift annuity (in which payments are made after a period of investment and paid when you may have greater need for reliable income). NPCA offers immediate payment annuities starting at $10,000 to applicants age 65 or older. Deferred annuities are available to applicants 55 or older and often result in higher rates, higher charitable gift deductions, and higher eventual payments. Charitable gift annuity rates are fixed—the amount of your payments will never change, regardless of interest rate fluctuations. Rates are based on your age:
|
Age |
Rate* |
|
|
65 |
5.7% |
|
|
70 |
6.1% |
|
|
75 |
6.7% |
|
|
80 |
7.6% |
|
|
85 |
8.9% |
|
|
90 + |
10.5% |
|
*Sample rates for single-life annuity. Rates are subject to change, but remain fixed for the life of an annuitant. NPCA gift annuities are available in most states.
To receive our free brochure, "Giving through Gift Annuities," or for more information on charitable gift annuities and other life income plans, contact a gift planning officer toll-free at 1-877-468-5775 (giftplanning@npca.org). Please provide your name, your age and the age of any other annuitant, and your address, and we will provide you with a detailed projection of income and tax benefits.
